Your Lowcountry Lender!

Summerville, South Carolina
NMLS # 2180069
8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PMClosed Today Closed Today
Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Guaranteed Rate at 147 Central Avenue Summerville, SC
See Who's Here
Ben Milam Loan officer headshot

Ben Milam

Senior Vice President of Mortgage Lending
147 Central Avenue
Suite B
Summerville, SC 29483

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Featured Mortgage Options

A conventional 30-year fixed rate mortgage features a steady interest rate throughout its lifetime. Spanning three decades, homeowners with this mortgage can look forward to consistent monthly payments for many years to come, which can provide peace of mind and help them budget their finances. A conforming 30-year fixed rate loan offers amounts up to $548,250 in most of the US and a maximum of $822,375 in high-cost areas.
A conventional 15-year fixed rate mortgage is similar to a 30-year fixed rate mortgage in many respects. A conforming 15-year fixed rate loan features a limit of $548,250 ($822,375 in high-cost areas) and a consistent rate throughout its lifetime, giving you secure and predictable monthly mortgage payments.
An adjustable rate mortgage (ARM) is a home loan with an interest rate that changes after a fixed amount of time—usually 5-7 years. Adjustable rate mortgages typically offer lower interest rates and lower monthly payments than a fixed rate mortgage. After the allotted time passes, the rate may adjust and your monthly mortgage payments will adjust accordingly.
A non-conforming jumbo mortgage can help you purchase a lot of real estate. This mortgage is needed for loan amounts over the conforming loan limit of $548,250 and $822,375 in high-cost areas. If you need to take out a loan over the conforming limit, a fixed or adjustable rate jumbo mortgage could be your ticket to a big and beautiful home.
FHA home loans are mortgages insured by the federal government through the Federal Housing Administration (FHA), a branch of the Department of Housing and Urban Development. FHA home loans reduce the barrier to entry for homebuyers and refinancers by featuring low down payments, flexible credit requirements and more purchase power. If funds are limited, an FHA home loan can help you finance more than 80% of your home value.
The US Government's VA loans program helps veterans, active-duty service members and their families qualify for a home loan. Though they are issued by private lenders like Guaranteed Rate, VA home loans are backed by the US Department of Veterans Affairs. Created during World War II to help returning service men and women purchase homes, this program has guaranteed over 22 million VA loans since 1944.
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About Us

A third generation, lifelong South Carolinian, Hunter has worked in the Real Estate and Finance Industry for nearly 15 years. With over a decade of experience in Mortgage, Real Estate, and New Construction, Hunter is your go to person!

Hunter joined Guaranteed Rate in order to bridge that gap between an outstanding place to call home…and a frustrating process. Adding his 15 years of experience while, being an expert on Summerville, He is excited to show everyone what a local expert and a national mortgage powerhouse teamed together can do!

With Hunter and Guaranteed Rate, not only will you get the exceptional rates, quick underwriting, financial expertise, and a full suite of mortgage products; you will receive the Local Summerville Touch that only Hunter can provide.

Hunter, his wife Carolynne, and children Noah (10) and Riley (8) live in Downtown Summerville, a block from the square where they are saving a 120 year old home. You'll find them experiencing everything that the Flowertown has to offer, often riding around in their red golf cart. Stop and say hi!